Your home insurance policy includes a specific type of coverage called "dwelling coverage." The amount of dwelling coverage that you have is based on your overall home value and the approximate cost to rebuild your home in the event of a total loss. When you renovate your home, you may increase its value — and if you don't...

Government bodies develop zoning regulations to enhance the peaceful enjoyment of every member of a community’s property. These regulations are part of a larger land-use plan that separates commercial, retail and residential areas. Few would disagree that zoning rules prove beneficial in the overall scheme of things. But by that same token, they also represent an encumbrance on...